Filed April 20, 2005
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK Service code 15 · EIN 01-0233346 | Recordkeeping | $13,219 |
LUMIN FINANCIAL, LLC3 years Filed as: LUMIN FINANCIAL LLC Service code 27 2000 TOWN CENTER STE 1825 · SOUTHFIELD, MI 48075 | Advisory (Plan) | $10,229 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,353 | $71,878-74.5% | $86,698-78.8% | $68,486-73.2% |
| Participation rate | 96.4% | 72.2%+24.1pp | 76.6%+19.8pp | 67.9%+28.5pp |
| Annual return | -12.39% | 3.53%-15.9pp | 35.95%-48.3pp | -7.85%-4.5pp |
| Employer contribution / active EE | $1,003 | $2,173-53.9% | $2,837-64.6% | $2,597-61.4% |
| Participant deferral / active EE | $2,373 | $3,779-37.2% | $4,656-49.0% | $4,028-41.1% |
| Admin fee / account holder | $204 | $6,113-96.7% | $7,493-97.3% | $5,404-96.2% |