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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,095 | $80,985+16.2% | $96,576-2.6% | $75,181+25.2% |
| Participation rate | 75.0% | 71.8%+3.2pp | 76.0%-1.0pp | 67.2%+7.8pp |
| Annual return | 10.97% | 27.05%-16.1pp | 25.87%-14.9pp | 160.69%-149.7pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,965-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,138 | $3,929+56.2% | $4,851+26.5% | $4,126+48.8% |
| Admin fee / account holder | $1,331 | $6,719-80.2% | $8,253-83.9% | $5,650-76.4% |