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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,639 | $78,428+6.6% | $95,960-12.8% | $79,852+4.7% |
| Participation rate | 82.9% | 73.5%+9.4pp | 77.1%+5.8pp | 69.6%+13.2pp |
| Annual return | 2.18% | 19.37%-17.2pp | 91.63%-89.5pp | 31.72%-29.5pp |
| Employer contribution / active EE | $0 | $1,945-100.0% | $2,541-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,098 | $3,440+48.2% | $4,167+22.3% | $3,740+36.3% |
| Admin fee / account holder | $18,850 | $5,622+235.3% | $6,797+177.3% | $5,306+255.2% |