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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL5 years Service code 16 4707 EXECUTIVE DRIVE · SAN DIEGO, CA 92121 | Consulting | $41,747 |
T ROWE PRICE RPS INC5 years Service code 15 100 EAST PRATT STREET · BALTIMORE, MD 21202 | Recordkeeping | $22,109 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,877 | $84,499+121.2% | $125,391+49.0% | $66,949+179.1% |
| Participation rate | 94.1% | 76.4%+17.6pp | 82.4%+11.7pp | 69.8%+24.2pp |
| Annual return | -19.23% | -8.49%-10.7pp | 572.41%-591.6pp | 1.57%-20.8pp |
| Employer contribution / active EE | $3,160 | $3,554-11.1% | $4,816-34.4% | $2,545+24.1% |
| Participant deferral / active EE | $10,076 | $6,785+48.5% | $7,448+35.3% | $4,239+137.7% |
| Admin fee / account holder | $380 | $685-44.5% | $10,009-96.2% | $594-36.0% |