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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,171 | $110,093-84.4% | $97,295-82.4% | $145,897-88.2% |
| Participation rate | 85.7% | 75.9%+9.8pp | 72.7%+13.1pp | 80.3%+5.4pp |
| Annual return | 9.81% | 244.76%-234.9pp | 75.62%-65.8pp | 552.29%-542.5pp |
| Employer contribution / active EE | $2,022 | $3,077-34.3% | $2,723-25.7% | $4,663-56.6% |
| Participant deferral / active EE | $744 | $4,678-84.1% | $4,264-82.5% | $6,689-88.9% |
| Admin fee / account holder | $1,881 | $6,212-69.7% | $5,646-66.7% | $13,390-85.9% |