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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,745 | $223,823-30.0% | $211,142-25.8% | $154,746+1.3% |
| Participation rate | 85.7% | 87.9%-2.1pp | 87.3%-1.6pp | 80.7%+5.0pp |
| Annual return | 12.78% | 50.39%-37.6pp | 46.84%-34.1pp | 172.34%-159.6pp |
| Employer contribution / active EE | $1,172 | $6,787-82.7% | $6,442-81.8% | $4,379-73.2% |
| Participant deferral / active EE | $11,425 | $9,750+17.2% | $9,284+23.1% | $6,730+69.8% |
| Admin fee / account holder | $2,629 | $19,707-86.7% | $19,076-86.2% | $14,365-81.7% |