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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,839 | $160,040-19.5% | $147,096-12.4% | $145,877-11.7% |
| Participation rate | 86.4% | 84.0%+2.3pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 7.91% | 98.49%-90.6pp | 419.75%-411.8pp | 551.28%-543.4pp |
| Employer contribution / active EE | $1,212 | $5,289-77.1% | $4,936-75.4% | $4,663-74.0% |
| Participant deferral / active EE | $10,006 | $8,429+18.7% | $8,071+24.0% | $6,691+49.6% |
| Admin fee / account holder | $35,307 | $15,050+134.6% | $13,005+171.5% | $13,402+163.4% |