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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,903 | $148,623-5.9% | $135,974+2.9% | $139,466+0.3% |
| Participation rate | 82.6% | 83.9%-1.3pp | 81.9%+0.7pp | 80.3%+2.3pp |
| Annual return | 8.68% | 79.30%-70.6pp | 68.30%-59.6pp | 373.66%-365.0pp |
| Employer contribution / active EE | $1,113 | $5,246-78.8% | $4,859-77.1% | $4,754-76.6% |
| Participant deferral / active EE | $9,269 | $8,103+14.4% | $7,760+19.4% | $6,712+38.1% |
| Admin fee / account holder | $47,827 | $12,406+285.5% | $10,767+344.2% | $11,409+319.2% |