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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,839 | $160,070-19.5% | $147,117-12.4% | $145,897-11.7% |
| Participation rate | 86.4% | 84.0%+2.3pp | 82.2%+4.2pp | 80.3%+6.1pp |
| Annual return | 7.91% | 98.69%-90.8pp | 420.54%-412.6pp | 552.29%-544.4pp |
| Employer contribution / active EE | $1,212 | $5,285-77.1% | $4,932-75.4% | $4,663-74.0% |
| Participant deferral / active EE | $10,006 | $8,419+18.8% | $8,065+24.1% | $6,689+49.6% |
| Admin fee / account holder | $35,307 | $15,035+134.8% | $12,993+171.7% | $13,390+163.7% |