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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,406 | $52,678-53.7% | $75,784-67.8% | $59,633-59.1% |
| Participation rate | 40.5% | 67.2%-26.7pp | 75.8%-35.3pp | 68.7%-28.2pp |
| Annual return | 4.38% | 2.95%+1.4pp | 9.68%-5.3pp | 2041.45%-2037.1pp |
| Employer contribution / active EE | $1,354 | $2,193-38.3% | $3,323-59.3% | $2,203-38.5% |
| Participant deferral / active EE | $2,576 | $2,591-0.6% | $3,652-29.5% | $3,192-19.3% |
| Admin fee / account holder | $1,293 | $3,610-64.2% | $5,300-75.6% | $4,297-69.9% |