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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,302 | $55,449-29.1% | $83,831-53.1% | $56,289-30.2% |
| Participation rate | 52.5% | 68.0%-15.5pp | 76.1%-23.6pp | 69.9%-17.3pp |
| Annual return | -11.76% | -1.38%-10.4pp | 850.99%-862.7pp | -9.96%-1.8pp |
| Employer contribution / active EE | $1,833 | $2,430-24.6% | $3,631-49.5% | $2,111-13.2% |
| Participant deferral / active EE | $3,580 | $2,935+21.9% | $4,082-12.3% | $3,350+6.9% |
| Admin fee / account holder | $82 | $656-87.5% | $5,479-98.5% | $521-84.2% |