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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,543 | $90,691+7.6% | $76,119+28.1% | $145,884-33.1% |
| Participation rate | 63.2% | 74.5%-11.3pp | 69.1%-5.9pp | 80.3%-17.1pp |
| Annual return | 9.39% | 624.52%-615.1pp | 361.25%-351.9pp | 551.85%-542.5pp |
| Employer contribution / active EE | $681 | $3,329-79.6% | $2,693-74.7% | $4,662-85.4% |
| Participant deferral / active EE | $5,218 | $5,167+1.0% | $4,259+22.5% | $6,690-22.0% |
| Admin fee / account holder | $42,646 | $8,383+408.7% | $6,421+564.1% | $13,392+218.5% |