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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,543 | $90,397+7.9% | $76,002+28.3% | $145,959-33.2% |
| Participation rate | 63.2% | 74.5%-11.3pp | 69.1%-5.9pp | 80.3%-17.1pp |
| Annual return | 9.39% | 621.97%-612.6pp | 360.07%-350.7pp | 561.95%-552.6pp |
| Employer contribution / active EE | $681 | $3,317-79.5% | $2,688-74.7% | $4,661-85.4% |
| Participant deferral / active EE | $5,218 | $5,163+1.1% | $4,257+22.6% | $6,689-22.0% |
| Admin fee / account holder | $42,646 | $8,369+409.6% | $6,414+564.9% | $13,398+218.3% |