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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,687 | $85,766-59.6% | $136,298-74.6% | $70,126-50.5% |
| Participation rate | 73.6% | 74.2%-0.6pp | 81.9%-8.3pp | 69.5%+4.0pp |
| Annual return | 14.83% | 31.46%-16.6pp | 5156.27%-5141.4pp | 73.15%-58.3pp |
| Employer contribution / active EE | $2,747 | $2,966-7.4% | $4,696-41.5% | $2,343+17.3% |
| Participant deferral / active EE | $2,807 | $5,051-44.4% | $6,247-55.1% | $3,332-15.7% |
| Admin fee / account holder | $1,217 | $5,421-77.6% | $9,244-86.8% | $4,645-73.8% |