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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,180 | $76,551-68.4% | $123,894-80.5% | $62,881-61.5% |
| Participation rate | 85.1% | 73.0%+12.1pp | 81.4%+3.7pp | 69.3%+15.8pp |
| Annual return | 8.58% | 18.68%-10.1pp | 47.52%-38.9pp | 20.14%-11.6pp |
| Employer contribution / active EE | $2,521 | $2,882-12.5% | $4,617-45.4% | $2,281+10.5% |
| Participant deferral / active EE | $3,408 | $4,840-29.6% | $5,984-43.1% | $3,203+6.4% |
| Admin fee / account holder | $1,381 | $4,826-71.4% | $8,357-83.5% | $4,296-67.9% |