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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,862 | $60,349+128.4% | $74,184+85.8% | $62,881+119.2% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 3.33% | 21.38%-18.0pp | 17.74%-14.4pp | 20.14%-16.8pp |
| Employer contribution / active EE | $5,350 | $1,680+218.4% | $2,370+125.7% | $2,281+134.5% |
| Participant deferral / active EE | $7,122 | $2,856+149.3% | $3,550+100.6% | $3,203+122.4% |
| Admin fee / account holder | $2,005 | $4,261-53.0% | $5,586-64.1% | $4,296-53.3% |