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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,733 | $71,873+179.3% | $86,698+131.5% | $68,490+193.1% |
| Participation rate | 92.7% | 72.2%+20.4pp | 76.6%+16.1pp | 67.9%+24.8pp |
| Annual return | -19.73% | 3.54%-23.3pp | 35.96%-55.7pp | -7.85%-11.9pp |
| Employer contribution / active EE | $3,695 | $2,173+70.0% | $2,837+30.2% | $2,597+42.3% |
| Participant deferral / active EE | $8,389 | $3,779+122.0% | $4,656+80.2% | $4,028+108.3% |
| Admin fee / account holder | $2,790 | $6,110-54.3% | $7,492-62.8% | $5,403-48.4% |