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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,047 | $118,869+7.7% | $96,575+32.6% | $167,518-23.6% |
| Participation rate | 40.0% | 75.5%-35.5pp | 69.8%-29.8pp | 82.1%-42.1pp |
| Annual return | 29.19% | 50.49%-21.3pp | 37.79%-8.6pp | 478.71%-449.5pp |
| Employer contribution / active EE | $0 | $3,120-100.0% | $2,357-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $1,525 | $4,616-67.0% | $3,849-60.4% | $6,342-75.9% |
| Admin fee / account holder | $651 | $8,067-91.9% | $6,182-89.5% | $12,312-94.7% |