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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,327 | $111,785+132.9% | $93,669+177.9% | $145,877+78.5% |
| Participation rate | 80.0% | 74.2%+5.8pp | 68.7%+11.3pp | 80.3%-0.3pp |
| Annual return | 30.88% | 203.79%-172.9pp | 133.59%-102.7pp | 551.28%-520.4pp |
| Employer contribution / active EE | $0 | $3,096-100.0% | $2,424-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,620 | $4,919-6.1% | $4,416+4.6% | $6,691-30.9% |
| Admin fee / account holder | $32,333 | $10,256+215.3% | $8,291+290.0% | $13,402+141.3% |