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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,648 | $48,364-40.8% | $71,796-60.1% | $62,881-54.4% |
| Participation rate | 60.6% | 60.6%-0.1pp | 69.1%-8.5pp | 69.3%-8.7pp |
| Annual return | 7.29% | 13.16%-5.9pp | 78.04%-70.7pp | 20.14%-12.9pp |
| Employer contribution / active EE | $1,332 | $1,042+27.9% | $1,924-30.8% | $2,281-41.6% |
| Participant deferral / active EE | $2,258 | $2,091+8.0% | $2,794-19.2% | $3,203-29.5% |
| Admin fee / account holder | $4,382 | $3,771+16.2% | $4,815-9.0% | $4,296+2.0% |