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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,589 | $50,947-36.0% | $74,551-56.3% | $64,173-49.2% |
| Participation rate | 76.7% | 61.1%+15.6pp | 69.1%+7.5pp | 69.6%+7.1pp |
| Annual return | -5.70% | -1.85%-3.8pp | 32.53%-38.2pp | 7.63%-13.3pp |
| Employer contribution / active EE | $1,638 | $1,115+46.9% | $1,961-16.5% | $2,381-31.2% |
| Participant deferral / active EE | $3,076 | $2,302+33.7% | $3,108-1.0% | $3,470-11.3% |
| Admin fee / account holder | $3,350 | $4,221-20.6% | $5,059-33.8% | $4,887-31.5% |