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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,746 | $76,551-20.6% | $123,894-51.0% | $62,881-3.4% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 4.56% | 18.68%-14.1pp | 47.52%-43.0pp | 20.14%-15.6pp |
| Employer contribution / active EE | $5,942 | $2,882+106.2% | $4,617+28.7% | $2,281+160.5% |
| Participant deferral / active EE | $2,140 | $4,840-55.8% | $5,984-64.2% | $3,203-33.2% |
| Admin fee / account holder | $15,354 | $4,826+218.2% | $8,357+83.7% | $4,296+257.4% |