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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,287 | $72,177-10.9% | $115,038-44.1% | $59,633+7.8% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -6.37% | 12.02%-18.4pp | 26.14%-32.5pp | 2041.45%-2047.8pp |
| Employer contribution / active EE | $6,446 | $2,841+126.9% | $4,608+39.9% | $2,203+192.6% |
| Participant deferral / active EE | $3,127 | $4,783-34.6% | $6,026-48.1% | $3,192-2.0% |
| Admin fee / account holder | $12,814 | $4,927+160.1% | $8,175+56.7% | $4,297+198.2% |