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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $637,884 | $105,200+506.4% | $159,474+300.0% | $85,847+643.1% |
| Participation rate | 94.9% | 75.8%+19.1pp | 82.8%+12.1pp | 69.3%+25.6pp |
| Annual return | 11.96% | 45.08%-33.1pp | 263.68%-251.7pp | 318.61%-306.6pp |
| Employer contribution / active EE | $9,466 | $3,319+185.2% | $4,831+96.0% | $2,565+269.0% |
| Participant deferral / active EE | $8,029 | $5,946+35.0% | $7,353+9.2% | $3,952+103.2% |
| Admin fee / account holder | $30,089 | $6,934+333.9% | $10,802+178.5% | $6,261+380.6% |