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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $556,074 | $85,766+548.4% | $136,298+308.0% | $70,126+693.0% |
| Participation rate | 97.2% | 74.2%+23.0pp | 81.9%+15.3pp | 69.5%+27.6pp |
| Annual return | 14.42% | 31.46%-17.0pp | 5156.27%-5141.8pp | 73.15%-58.7pp |
| Employer contribution / active EE | $10,042 | $2,966+238.6% | $4,696+113.9% | $2,343+328.7% |
| Participant deferral / active EE | $6,939 | $5,051+37.4% | $6,247+11.1% | $3,332+108.3% |
| Admin fee / account holder | $25,393 | $5,421+368.4% | $9,244+174.7% | $4,645+446.6% |