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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,831 | $136,860-40.9% | $120,344-32.8% | $154,746-47.8% |
| Participation rate | 28.6% | 79.9%-51.3pp | 76.7%-48.1pp | 80.7%-52.1pp |
| Annual return | 18.70% | 21.38%-2.7pp | 20.30%-1.6pp | 172.34%-153.6pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $0 | $5,793-100.0% | $5,135-100.0% | $6,730-100.0% |
| Admin fee / account holder | $823 | $15,393-94.7% | $12,742-93.5% | $14,365-94.3% |