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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,831 | $167,415-51.7% | $140,514-42.5% | $198,609-59.3% |
| Participation rate | 28.6% | 80.9%-52.3pp | 77.8%-49.2pp | 82.4%-53.8pp |
| Annual return | 18.70% | 13.85%+4.8pp | 14.36%+4.3pp | 202.70%-184.0pp |
| Employer contribution / active EE | $0 | $4,088-100.0% | $3,378-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $0 | $5,579-100.0% | $4,919-100.0% | $6,977-100.0% |
| Admin fee / account holder | $823 | $16,730-95.1% | $13,697-94.0% | $19,030-95.7% |