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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,340 | $127,790+94.3% | $106,555+133.1% | $167,536+48.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 76.1%+23.9pp | 82.1%+17.9pp |
| Annual return | 5.39% | 33.88%-28.5pp | 26.80%-21.4pp | 478.82%-473.4pp |
| Employer contribution / active EE | $11,456 | $3,428+234.2% | $2,819+306.3% | $4,839+136.7% |
| Participant deferral / active EE | $9,910 | $5,088+94.8% | $4,399+125.3% | $6,342+56.3% |
| Admin fee / account holder | $229,732 | $11,229+1945.9% | $7,408+3001.2% | $12,315+1765.5% |