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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,897 | $99,032+340.2% | $80,022+444.7% | $135,380+222.0% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -6.85% | 15.39%-22.2pp | 11.22%-18.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $8,811 | $3,043+189.5% | $2,468+257.0% | $4,779+84.4% |
| Participant deferral / active EE | $8,703 | $4,282+103.2% | $3,686+136.1% | $5,609+55.2% |
| Admin fee / account holder | $2,526 | $10,436-75.8% | $6,521-61.3% | $10,828-76.7% |