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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,640 | $116,203+243.9% | $93,621+326.9% | $152,909+161.4% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.8%+24.2pp | 82.5%+17.5pp |
| Annual return | 17.31% | 35.96%-18.7pp | 32.76%-15.5pp | 345.46%-328.2pp |
| Employer contribution / active EE | $10,053 | $3,219+212.3% | $2,719+269.8% | $4,764+111.0% |
| Participant deferral / active EE | $8,937 | $4,605+94.1% | $4,070+119.6% | $5,851+52.7% |
| Admin fee / account holder | $13,308 | $10,751+23.8% | $7,890+68.7% | $11,601+14.7% |