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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,452 | $67,602+64.9% | $82,312+35.4% | $70,126+58.9% |
| Participation rate | 87.2% | 72.8%+14.4pp | 76.9%+10.3pp | 69.5%+17.7pp |
| Annual return | 16.55% | 21.57%-5.0pp | 25.88%-9.3pp | 73.15%-56.6pp |
| Employer contribution / active EE | $360 | $1,755-79.5% | $2,428-85.2% | $2,343-84.6% |
| Participant deferral / active EE | $3,769 | $2,987+26.2% | $3,706+1.7% | $3,332+13.1% |
| Admin fee / account holder | $2,634 | $4,512-41.6% | $5,608-53.0% | $4,645-43.3% |