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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,019 | $71,873+60.0% | $86,698+32.7% | $68,490+67.9% |
| Participation rate | 92.4% | 72.2%+20.2pp | 76.6%+15.8pp | 67.9%+24.5pp |
| Annual return | -18.07% | 3.54%-21.6pp | 35.96%-54.0pp | -7.85%-10.2pp |
| Employer contribution / active EE | $570 | $2,173-73.8% | $2,837-79.9% | $2,597-78.1% |
| Participant deferral / active EE | $6,115 | $3,779+61.8% | $4,656+31.3% | $4,028+51.8% |
| Admin fee / account holder | $9,312 | $6,110+52.4% | $7,492+24.3% | $5,403+72.4% |