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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,801 | $113,941+231.6% | $94,229+300.9% | $125,389+201.3% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -0.29% | 5.29%-5.6pp | 10.68%-11.0pp | 282.24%-282.5pp |
| Employer contribution / active EE | $5,611 | $4,727+18.7% | $3,587+56.4% | $4,866+15.3% |
| Participant deferral / active EE | $12,539 | $5,179+142.1% | $4,320+190.2% | $5,352+134.3% |
| Admin fee / account holder | $3,331 | $8,392-60.3% | $6,269-46.9% | $9,541-65.1% |