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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,355 | $135,645+197.4% | $110,243+265.9% | $135,380+197.9% |
| Participation rate | 87.5% | 83.5%+4.0pp | 79.8%+7.7pp | 82.6%+4.9pp |
| Annual return | -6.65% | 513.24%-519.9pp | 314.76%-321.4pp | 519.81%-526.5pp |
| Employer contribution / active EE | $5,539 | $4,907+12.9% | $3,827+44.8% | $4,779+15.9% |
| Participant deferral / active EE | $10,638 | $5,507+93.2% | $4,672+127.7% | $5,609+89.7% |
| Admin fee / account holder | $3,202 | $11,458-72.1% | $8,548-62.5% | $10,828-70.4% |