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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,847 | $124,336-10.8% | $111,303-0.4% | $167,518-33.8% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 13.01% | 37.45%-24.4pp | 54.66%-41.6pp | 478.71%-465.7pp |
| Employer contribution / active EE | $1,599 | $3,436-53.5% | $2,731-41.5% | $4,838-67.0% |
| Participant deferral / active EE | $2,716 | $5,181-47.6% | $4,487-39.5% | $6,342-57.2% |
| Admin fee / account holder | $1,525 | $10,623-85.6% | $7,966-80.9% | $12,312-87.6% |