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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,426 | $110,212-10.7% | $96,534+2.0% | $139,466-29.4% |
| Participation rate | 77.8% | 78.1%-0.3pp | 76.0%+1.8pp | 80.3%-2.6pp |
| Annual return | 21.81% | 26.42%-4.6pp | 25.88%-4.1pp | 373.66%-351.8pp |
| Employer contribution / active EE | $2,017 | $3,620-44.3% | $2,965-32.0% | $4,754-57.6% |
| Participant deferral / active EE | $2,981 | $5,547-46.3% | $4,851-38.5% | $6,712-55.6% |
| Admin fee / account holder | $7,393 | $11,599-36.3% | $8,253-10.4% | $11,409-35.2% |