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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,401 | $123,478-60.8% | $216,567-77.7% | $94,015-48.5% |
| Participation rate | 86.1% | 75.1%+11.0pp | 81.6%+4.5pp | 70.8%+15.3pp |
| Annual return | 15.83% | 23.61%-7.8pp | 12.94%+2.9pp | 17.84%-2.0pp |
| Employer contribution / active EE | $685 | $3,136-78.2% | $5,216-86.9% | $2,790-75.5% |
| Participant deferral / active EE | $4,134 | $4,556-9.3% | $6,191-33.2% | $4,249-2.7% |
| Admin fee / account holder | $11,754 | $12,753-7.8% | $21,981-46.5% | $8,951+31.3% |