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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,401 | $108,825-55.5% | $156,181-69.0% | $82,448-41.3% |
| Participation rate | 86.1% | 72.4%+13.7pp | 78.8%+7.3pp | 68.1%+18.0pp |
| Annual return | 15.83% | 20.59%-4.8pp | 64.87%-49.0pp | 41.64%-25.8pp |
| Employer contribution / active EE | $685 | $2,870-76.1% | $4,294-84.1% | $2,551-73.2% |
| Participant deferral / active EE | $4,134 | $4,577-9.7% | $6,132-32.6% | $4,139-0.1% |
| Admin fee / account holder | $11,754 | $9,341+25.8% | $14,586-19.4% | $7,234+62.5% |