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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,729 | $167,504+62.8% | $151,628+79.9% | $134,509+102.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -20.99% | 7.81%-28.8pp | 3.34%-24.3pp | 418.13%-439.1pp |
| Employer contribution / active EE | $10,622 | $6,828+55.6% | $6,165+72.3% | $4,741+124.1% |
| Participant deferral / active EE | $8,121 | $8,985-9.6% | $8,363-2.9% | $6,400+26.9% |
| Admin fee / account holder | $9,688 | $13,779-29.7% | $11,613-16.6% | $11,427-15.2% |