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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,367 | $183,978+17.6% | $162,171+33.4% | $152,885+41.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 20.88% | 150.78%-129.9pp | 115.60%-94.7pp | 345.39%-324.5pp |
| Employer contribution / active EE | $8,736 | $6,370+37.2% | $5,613+55.6% | $4,763+83.4% |
| Participant deferral / active EE | $6,162 | $8,033-23.3% | $7,297-15.6% | $5,851+5.3% |
| Admin fee / account holder | $1,129 | $13,122-91.4% | $10,843-89.6% | $11,598-90.3% |