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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,383 | $78,428+44.6% | $95,960+18.2% | $79,852+42.0% |
| Participation rate | 98.0% | 73.5%+24.5pp | 77.1%+20.9pp | 69.6%+28.3pp |
| Annual return | 9.98% | 19.37%-9.4pp | 91.63%-81.7pp | 31.72%-21.7pp |
| Employer contribution / active EE | $2,692 | $1,945+38.4% | $2,541+5.9% | $2,471+8.9% |
| Participant deferral / active EE | $5,888 | $3,440+71.2% | $4,167+41.3% | $3,740+57.4% |
| Admin fee / account holder | $6,211 | $5,622+10.5% | $6,797-8.6% | $5,306+17.0% |