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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,657 | $72,492+23.7% | $87,104+2.9% | $72,975+22.9% |
| Participation rate | 96.6% | 72.8%+23.7pp | 76.9%+19.7pp | 69.5%+27.1pp |
| Annual return | 4.79% | 24.46%-19.7pp | 28.19%-23.4pp | 81.01%-76.2pp |
| Employer contribution / active EE | $2,164 | $1,894+14.3% | $2,521-14.2% | $2,440-11.3% |
| Participant deferral / active EE | $4,612 | $3,270+41.1% | $4,048+13.9% | $3,608+27.8% |
| Admin fee / account holder | $837 | $5,055-83.4% | $7,491-88.8% | $5,124-83.7% |