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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,841 | $81,262+286.2% | $155,602+101.7% | $80,911+287.9% |
| Participation rate | 93.3% | 66.2%+27.1pp | 78.2%+15.1pp | 67.6%+25.7pp |
| Annual return | 9.42% | 33.34%-23.9pp | 64.81%-55.4pp | 35.63%-26.2pp |
| Employer contribution / active EE | $4,227 | $3,102+36.3% | $4,675-9.6% | $2,756+53.4% |
| Participant deferral / active EE | $6,047 | $3,451+75.2% | $5,629+7.4% | $4,297+40.7% |
| Admin fee / account holder | $891 | $7,992-88.9% | $15,923-94.4% | $6,935-87.2% |