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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,563 | $175,257+78.9% | $149,717+109.4% | $139,456+124.8% |
| Participation rate | 95.8% | 83.4%+12.4pp | 78.8%+17.1pp | 80.3%+15.5pp |
| Annual return | 9.70% | 166.70%-157.0pp | 134.41%-124.7pp | 373.45%-363.8pp |
| Employer contribution / active EE | $7,584 | $5,477+38.5% | $4,820+57.4% | $4,753+59.6% |
| Participant deferral / active EE | $9,305 | $6,521+42.7% | $5,682+63.8% | $6,711+38.6% |
| Admin fee / account holder | $58,700 | $16,156+263.3% | $13,213+344.3% | $11,407+414.6% |