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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,211 | $72,273+343.1% | $101,275+216.2% | $79,856+301.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 8.42% | 22.30%-13.9pp | 46.48%-38.1pp | 31.71%-23.3pp |
| Employer contribution / active EE | $9,439 | $2,691+250.7% | $3,660+157.9% | $2,471+282.0% |
| Participant deferral / active EE | $9,124 | $3,282+178.0% | $4,371+108.8% | $3,741+143.9% |
| Admin fee / account holder | $15,856 | $4,401+260.2% | $5,948+166.6% | $5,306+198.8% |