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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,959 | $56,894+392.1% | $84,753+230.3% | $62,881+345.2% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 2.60% | 6.30%-3.7pp | 22.78%-20.2pp | 20.14%-17.5pp |
| Employer contribution / active EE | $10,022 | $2,400+317.6% | $3,574+180.4% | $2,281+339.4% |
| Participant deferral / active EE | $9,866 | $2,709+264.2% | $3,712+165.8% | $3,203+208.0% |
| Admin fee / account holder | $12,757 | $3,581+256.2% | $5,333+139.2% | $4,296+197.0% |