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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,668 | $65,367+358.4% | $92,915+222.5% | $72,976+310.6% |
| Participation rate | 100.0% | 68.3%+31.7pp | 76.0%+24.0pp | 69.5%+30.5pp |
| Annual return | 11.05% | 42.11%-31.1pp | 109.45%-98.4pp | 81.02%-70.0pp |
| Employer contribution / active EE | $9,592 | $2,594+269.8% | $3,653+162.5% | $2,440+293.1% |
| Participant deferral / active EE | $8,996 | $3,128+187.6% | $4,238+112.3% | $3,608+149.4% |
| Admin fee / account holder | $15,966 | $4,251+275.6% | $5,796+175.5% | $5,124+211.6% |