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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,507 | $199,109+43.4% | $173,730+64.3% | $154,746+84.5% |
| Participation rate | 92.3% | 82.8%+9.5pp | 79.6%+12.7pp | 80.7%+11.6pp |
| Annual return | 18.29% | 20.02%-1.7pp | 19.96%-1.7pp | 172.34%-154.0pp |
| Employer contribution / active EE | $7,913 | $5,311+49.0% | $4,577+72.9% | $4,379+80.7% |
| Participant deferral / active EE | $8,645 | $7,113+21.5% | $6,326+36.7% | $6,730+28.5% |
| Admin fee / account holder | $1,446 | $20,916-93.1% | $17,523-91.7% | $14,365-89.9% |