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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,507 | $178,174+60.2% | $156,181+82.8% | $137,256+108.0% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.8%+13.5pp | 80.0%+12.3pp |
| Annual return | 18.29% | 84.19%-65.9pp | 64.87%-46.6pp | 220.34%-202.0pp |
| Employer contribution / active EE | $7,913 | $4,972+59.2% | $4,294+84.3% | $4,156+90.4% |
| Participant deferral / active EE | $8,645 | $6,888+25.5% | $6,132+41.0% | $6,407+34.9% |
| Admin fee / account holder | $1,446 | $17,404-91.7% | $14,586-90.1% | $12,270-88.2% |