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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,105 | $167,353+96.7% | $143,797+128.9% | $134,545+144.6% |
| Participation rate | 95.8% | 84.8%+11.0pp | 80.3%+15.5pp | 81.2%+14.6pp |
| Annual return | -14.56% | 0.48%-15.0pp | -0.04%-14.5pp | 418.37%-432.9pp |
| Employer contribution / active EE | $4,615 | $5,620-17.9% | $4,952-6.8% | $4,742-2.7% |
| Participant deferral / active EE | $7,402 | $6,447+14.8% | $5,638+31.3% | $6,401+15.6% |
| Admin fee / account holder | $28,962 | $18,096+60.1% | $14,679+97.3% | $11,431+153.4% |