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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,952 | $85,171+369.6% | $172,753+131.5% | $72,976+448.1% |
| Participation rate | 96.0% | 70.1%+25.9pp | 82.6%+13.4pp | 69.5%+26.5pp |
| Annual return | 18.44% | 27.32%-8.9pp | 803.00%-784.6pp | 81.02%-62.6pp |
| Employer contribution / active EE | $6,868 | $3,324+106.6% | $5,144+33.5% | $2,440+181.5% |
| Participant deferral / active EE | $6,459 | $3,260+98.1% | $5,198+24.3% | $3,608+79.0% |
| Admin fee / account holder | $14,353 | $5,880+144.1% | $13,956+2.9% | $5,124+180.1% |