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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,944 | $95,406+292.0% | $185,849+101.2% | $85,847+335.6% |
| Participation rate | 92.9% | 68.8%+24.1pp | 81.7%+11.1pp | 69.3%+23.5pp |
| Annual return | 8.85% | 23.59%-14.7pp | 122.10%-113.2pp | 318.61%-309.8pp |
| Employer contribution / active EE | $3,693 | $3,314+11.4% | $5,169-28.6% | $2,565+44.0% |
| Participant deferral / active EE | $5,580 | $3,424+63.0% | $5,569+0.2% | $3,952+41.2% |
| Admin fee / account holder | $6,706 | $7,214-7.0% | $16,244-58.7% | $6,261+7.1% |