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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,607 | $100,811-30.0% | $86,698-18.6% | $134,545-47.5% |
| Participation rate | 63.6% | 79.0%-15.3pp | 76.6%-13.0pp | 81.2%-17.6pp |
| Annual return | -16.91% | 29.11%-46.0pp | 35.96%-52.9pp | 418.37%-435.3pp |
| Employer contribution / active EE | $2,825 | $3,490-19.0% | $2,837-0.4% | $4,742-40.4% |
| Participant deferral / active EE | $3,826 | $5,339-28.4% | $4,656-17.8% | $6,401-40.2% |
| Admin fee / account holder | $23,112 | $10,926+111.5% | $7,492+208.5% | $11,431+102.2% |