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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,834 | $112,131-24.3% | $95,964-11.6% | $158,982-46.6% |
| Participation rate | 68.2% | 79.0%-10.8pp | 77.1%-8.9pp | 82.0%-13.8pp |
| Annual return | 8.85% | 171.19%-162.3pp | 91.64%-82.8pp | 302.99%-294.1pp |
| Employer contribution / active EE | $2,014 | $3,199-37.0% | $2,541-20.8% | $4,763-57.7% |
| Participant deferral / active EE | $2,728 | $4,784-43.0% | $4,167-34.5% | $5,983-54.4% |
| Admin fee / account holder | $4,584 | $10,136-54.8% | $6,797-32.6% | $11,252-59.3% |